The foundation for a healthy smile relies on your oral hygiene habits at home and the care you receive from your dentist. If you have dental insurance, it is easy to maintain healthy teeth and gums. Unfortunately, only one-third of adults schedule a visit every year. If you are among those who are not using your insurance, you are missing a large savings opportunity. As the end of the year approaches, your benefits are about to expire.
Enjoy Affordable Dental Care
The American Dental Association recommends everyone visits their dentist twice a year for preventive care. Since you pay premiums every month, you can see your dentist twice a year for a cleaning and checkup for little or no out-of-pocket cost. Most insurance companies cover these appointments 100%.
With routine care, you can stop oral health issues from developing, reducing your risk of a costly treatment in the future. In fact, it is estimated every $1 spent on preventive dentistry saves you $8 to $50 on restorative or emergency services.
Even with the best preventive measures in place, your teeth and gums can still become damaged. To quickly rehabilitate your dental health, your insurance can cover as much as 50% to 80% of restorative services. After paying your annual deductible, you are given a yearly allowance to use toward necessary procedures, like fillings and root canals.
Don’t Let Your Benefits Expire
Your insurance benefits expire at the end of every calendar year. They do not carry over for accumulation. All the money you have paid in premiums and your deductibles will be wasted. Even if you have visited your dentist this year, you may still have remaining benefits you will lose. It is estimated only 2% of Americans reach or exceed their coverage every year.
If you are among those who have any remaining benefits, now is the time to use them before they expire. To make the most of your insurance, it is best to choose a dentist who is in-network. This means they have pre-negotiated rates with your carrier to reduce how much you must pay.
While it is best to visit one who is in-network, you have the freedom to choose one who is not. You can still use your insurance; however, you will have to pay the difference between the dentist’s fees and your insurance’s allowable coverage.
Get a Healthy Smile Today!
If you have not been using your dental policy to its full potential, do not wait for your benefits to expire. Visit your dentist today to get a healthy smile that accommodates your budget.
About Parker Dental & Orthodontics
Parker Dental & Orthodontics is committed to excellence as we provide patients with the high-quality care they deserve. We work with the leading insurance providers to keep our services affordable. If you have remaining benefits, contact our office today to schedule your appointment. We will work on your behalf with your insurance company to maximize your coverage.